Loan Rates

Mortgage Rates 

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Loans Secured by Shares

  • The APR for Loans secured by shares is 3.20% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed; at a rate of 3.20% APR for 36 Months is $29.17

Signature Loans

  • The APR for Signature Loans is 10.50% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 36 Months is $32.50

Home Improvement Loans

  • The APR for Home Improvement Loans is 10.50% Maximum Loan Term = 48 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 48 Months is $25.60

APR = Annual Percentage Rate

Auto Loans

Amount Down Maximum Term 2024/2023 New Auto APR* 2024/2023 Used Auto APR* 2022/2021 Auto APR* 2020/2019 Auto APR* 2018/2017 Auto APR* 2016/Older  Auto APR*
50% 36 Months 6.00% 7.25% 7.75% 8.25% 8.75% 10.00%
25%-49% 36 Months 6.25% 7.50% 8.00% 8.50% 9.00% 10.25%
  48 Months 6.25% 7.50% 8.00% 8.50% 9.00% N/A
  60 Months 6.50% 7.75% 8.25% N/A N/A N/A
  72 Months 6.75% 8.00% N/A N/A N/A N/A
  84 Months * 7.75% 8.25% N/A N/A N/A N/A
0%-24% 36 Months 6.50% 7.75% 8.25% 8.75% 9.25% 10.50%
  48 Months 6.50% 7.75% 8.25% 8.75% 9.25% N/A
  60 Months 6.75% 8.00% 8.50% N/A N/A N/A
  72 Months 7.00% 8.25% N/A N/A N/A N/A
  84 Months * 8.00% 8.50% N/A N/A N/A N/A

All Motorcycles are 1.00% higher than the auto rates above.

  • The monthly payment on $1,000 borrowed; at a rate of 6.00% to 10.50% APR for 36 months may range from $30.42 to $32.50.
  • The monthly payment on $1,000 borrowed; at a rate of 4.25% to 7.25% APR for 48 months may range from $23.60 to $25.00.
  • The monthly payment on $1,000 borrowed; at a rate of 4.50% to 6.50% APR for 60 months may range from $19.57 to $20.52.
  • The monthly payment on $1,000 borrowed; at a rate of 4.75% to 6.25% APR for 72 months may range from $16.93 to $17.66.
  • The monthly payment on $1,000 borrowed; at a rate of 5.75% to 6.50% APR for 84 months may range from $15.46 to $15.84.