Welcome to Ferko Maryland Federal Credit Union

MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $25.00 in your shares account. You may also have money deducted directly from your pay and placed into your FERKO account. Once you are a member, you will always be a member until you close your account. If you terminate your employment with Frederick County Public Schools or Frederick Community College you are still a member of FERKO until you close your account.

MORTGAGES NOW AVAILABLE

Ferko now offers mortgages through the Mortgage Markets CUSO, LLC. Call 860-454-4252 or click here for more information. You can also click on the Mortgages tab on this website.

ATTENTION!!

FERKO HOLIDAY CLUB CHECKS WILL BE MAILED THURSDAY OCTOBER 3, 2024.  

IF YOU CALLED US TO PICK YOUR CHECK UP, IT WILL BE AVAILABLE STARTING AT 12:00PM ON THURSDAY, OCTOBER  3, 2024.

2025 HOLIDAY CLUB ACCOUNTS WILL REOPEN WITH YOUR 1ST DEPOSIT AFTER OCTOBER 3, 2024.

HOLIDAY CLOSING NOTICE!!!!!

FERKO will be closed Monday October 14, 2024 for Columbus Day.

FERKO will be closed Monday November 11, 2024 for Veteran’s  Day.

FERKO will be closed Thursday November 28, 2024 & Friday November 29, 2024 for Thanksgiving.

FERKO will be closed Wednesday December 25, 2024 for Christmas.