Welcome to Ferko Maryland Federal Credit Union

MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $25.00 in your shares account. You may also have money deducted directly from your pay and placed into your FERKO account. Once you are a member, you will always be a member until you close your account. If you terminate your employment with Frederick County Public Schools or Frederick Community College you are still a member of FERKO until you close your account.


Ferko now offers mortgages through the Mortgage Markets CUSO, LLC. Call 860-454-4252 or click here for more information. You can also click on the Mortgages tab on this website.

VISA Balance Transfer Promotion!!!!

FERKO will offer a balance transfer promotion to all FERKO VISA card holders, From January 1, 2024 through March 31, 2024. FERKO credit card holders will be able to transfer balances from other higher credit card rates to their FERKO Visa at just 5.90% for 12 months. There is a small fee of $2.00 per balance transfer. Call Tracey at 301-662-7266 for more information.


FERKO will be closed Monday, February 19, 2024 for a Federal Holiday.

FERKO will be closed Friday, March 29, 2024 for Good Friday