Welcome to Ferko Maryland Federal Credit Union

MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $25.00 in your shares account. You may also have money deducted directly from your pay and placed into your FERKO account. Once you are a member, you will always be a member until you close your account. If you terminate your employment with Frederick County Public Schools or Frederick Community College you are still a member of FERKO until you close your account.

MORTGAGES NOW AVAILABLE

Ferko now offers mortgages through the Mortgage Markets CUSO, LLC. Call 860-454-4252 or click here for more information. You can also click on the Mortgages tab on this website.

FERKO AUTO LOAN SALE ENDING June 30, 2025

Ferko has lowered its auto loan rates by 1.50%. Click the loan rates tab and check them out. Already purchased a car somewhere else? No Problem! We’ll refinance your existing vehicle loan at these new special rates. Loans must be settled by June 30, 2025. 

HOLIDAY CLOSING NOTICE!!!!!

FERKO will be closed Thursday, June 19, 2025 for Juneteenth.

FERKO will be closed Friday, July 4, 2025 for Independence Day.