Welcome to Ferko
Maryland Federal Credit Union

MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $5.00 in your shares account for one year, then $25.00 thereafter. You may also have money deducted directly from your pay and placed into your FERKO account. Once you are a member, you will always be a member until you close your account. If you terminate your employment with Frederick County Public Schools or Frederick Community College you are still a member of FERKO until you close your account.


We have upgraded the home banking system. Call us at 301-662-7266 to receive instructions on how to access your account online.  Once we load you on the new system, you will need to go to our website at www.ferkomfcu.com click on membernet login. Then you will click on the link register here. Enter your user name and password that we give you. You will have a contact sheet update appear. Complete the update. Once you have completed the steps you should see your new home banking look. If you have any questions please call us at 301-662-7266.


FERKO will be closed on Monday, September 2, 2019 in observance of Labor Day. We will reopen on Tuesday, September 3, 2019 at 10:00am.