Welcome to Ferko Maryland Federal Credit Union

MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $25.00 in your shares account. You may also have money deducted directly from your pay and placed into your FERKO account. Once you are a member, you will always be a member until you close your account. If you terminate your employment with Frederick County Public Schools or Frederick Community College you are still a member of FERKO until you close your account.

Mortgages are now available through the Credit Union Mortgage Association. Call our Ferko First Mortgage Hotline at 571-328-5103 or click here  for more information. You can also click on the Mortgages tab on this website.

IMPORTANT ANNOUNCEMENT!!!!

FERKO now has our lobby opened for business. Our lobby has been closed for 2 years during the pandemic. Don’t worry, we will still keep the drive-thru open as well.  When visiting inside, masks are optional at your discretion. We hope to see you soon!

HOLIDAY CLOSING NOTICE!!!!!

Ferko will be closed Monday, July 4, 2022 for a Federal Holiday. We will reopen on Tuesday, July 5, 2022 at 10:00am.

Ferko will be closed Monday, September 5, 2022 for a Federal Holiday. We will reopen on Tuesday, September 6, 2022 at 10:00am.

Ferko will be closed Monday, October 10, 2022 for a Federal Holiday. We will reopen on Tuesday, October 11, 2022 at 10:00am.