Loan Rates

Mortgage Rates 

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Loans Secured by Shares

  • The APR for Loans secured by shares is 3.20% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed; at a rate of 3.20% APR for 36 Months is $29.17

Signature Loans

  • The APR for Signature Loans is 10.50% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 36 Months is $32.50

Home Improvement Loans

  • The APR for Home Improvement Loans is 10.50% Maximum Loan Term = 48 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 48 Months is $25.60

APR = Annual Percentage Rate

Auto Loans – Effective 9/1/2026

Amount Down Maximum Term 2026/2025 New Auto APR* 2026/2025 Used Auto APR* 2024/2023 Auto APR* 2022/2021 Auto APR* 2020/2019 Auto APR* 2018/Older  Auto APR*
50% 36 Months 3.00% 4.25% 4.75% 5.25% 5.75% 7.00%
25%-49% 36 Months 3.25% 4.50% 5.00% 5.50% 6.00% 7.25%
  48 Months 3.25% 4.50% 5.00% 5.50% 6.00% N/A
  60 Months 3.50% 4.75% 5.25% N/A N/A N/A
  72 Months 3.75% 5.00% N/A N/A N/A N/A
  84 Months * 4.75% 5.25% N/A N/A N/A N/A
0%-24% 36 Months 3.50% 4.75% 5.25% 5.75% 6.25% 7.50%
  48 Months 3.50% 4.75% 5.25% 5.75% 6.25% N/A
  60 Months 3.75% 5.00% 5.50% N/A N/A N/A
  72 Months 4.00% 5.25% N/A N/A N/A N/A
  84 Months * 5.00% 5.50% N/A N/A N/A N/A

All Motorcycles are 1.00% higher than the auto rates above.

  • The monthly payment on $1,000 borrowed; at a rate of 3.00% to 7.50% APR for 36 months may range from $29.08 to $31.11.
  • The monthly payment on $1,000 borrowed; at a rate of 3.25% to 6.25% APR for 48 months may range from $22.24 to $23.60.
  • The monthly payment on $1,000 borrowed; at a rate of 3.50% to 5.50% APR for 60 months may range from $18.19 to $19.10.
  • The monthly payment on $1,000 borrowed; at a rate of 3.75% to 5.25% APR for 72 months may range from $15.53 to $16.22.
  • The monthly payment on $1,000 borrowed; at a rate of 4.75% to 5.50% APR for 84 months may range from $14.02 to $14.37.