Loan Rates
Mortgage Rates
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Loans Secured by Shares
- The APR for Loans secured by shares is 3.20% Maximum Loan Term = 36 Months
- Maximum Loan Amount = $6,000
- The monthly payment on $1,000 borrowed; at a rate of 3.20% APR for 36 Months is $29.17
Signature Loans
- The APR for Signature Loans is 10.50% Maximum Loan Term = 36 Months
- Maximum Loan Amount = $6,000
- The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 36 Months is $32.50
Home Improvement Loans
- The APR for Home Improvement Loans is 10.50% Maximum Loan Term = 48 Months
- Maximum Loan Amount = $6,000
- The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 48 Months is $25.60
APR = Annual Percentage Rate
Auto Loans
| Amount Down | Maximum Term | 2026/2025 New Auto APR* | 2026/2025 Used Auto APR* | 2024/2023 Auto APR* | 2022/2021 Auto APR* | 2020/2019 Auto APR* | 2018/Older Auto APR* |
| 50% | 36 Months | 3.75% | 5.00% | 5.50% | 6.00% | 6.50% | 7.75% |
| 25%-49% | 36 Months | 4.00% | 5.25% | 5.75% | 6.25% | 6.75% | 8.00% |
| 48 Months | 4.00% | 5.25% | 5.75% | 6.25% | 6.75% | N/A | |
| 60 Months | 4.25% | 5.50% | 6.00% | N/A | N/A | N/A | |
| 72 Months | 4.50% | 5.75% | N/A | N/A | N/A | N/A | |
| 84 Months * | 5.50% | 6.00% | N/A | N/A | N/A | N/A | |
| 0%-24% | 36 Months | 4.25% | 5.50% | 6.00% | 6.50% | 7.00% | 8.25% |
| 48 Months | 4.25% | 5.50% | 6.00% | 6.50% | 7.00% | N/A | |
| 60 Months | 4.50% | 5.75% | 6.25% | N/A | N/A | N/A | |
| 72 Months | 4.75% | 6.00% | N/A | N/A | N/A | N/A | |
| 84 Months * | 5.75% | 6.25% | N/A | N/A | N/A | N/A |
All Motorcycles are 1.00% higher than the auto rates above.
- The monthly payment on $1,000 borrowed; at a rate of 3.75% to 8.25% APR for 36 months may range from $29.41 to $31.45.
- The monthly payment on $1,000 borrowed; at a rate of 4.00% to 7.00% APR for 48 months may range from $22.58 to $23.95.
- The monthly payment on $1,000 borrowed; at a rate of 4.25% to 6.25% APR for 60 months may range from $18.53 to $19.45.
- The monthly payment on $1,000 borrowed; at a rate of 4.50% to 6.00% APR for 72 months may range from $15.87 to $16.57.
- The monthly payment on $1,000 borrowed; at a rate of 5.75% to 6.25% APR for 84 months may range from $14.49 to $14.73.