Deposit Account Rates and Service Fee Schedule

Deposit Account Rates and Service Fee Schedule

  • Dividend Rates and Annual Percentage Yields are accurate as of  September 30, 2022.
  • All Deposit Account rates and Annual Percentage Yields are subject to change at any time.
  • Fees may reduce earnings on deposit accounts.
Deposit Accounts Dividend rate APY
Share Savings .05% .05%
Christmas Club .05% .05%
Share Draft Checking N/A N/A

Service Fee Schedule

Description FERKO Current Fees
Overdraft Transfer (ODT) Fee $25.00
Insufficient Funds (NSF) Fee $25.00
Stop Payment Fee Ferko or PNC check
1 Item $25.00
Multiple Items $25.00
Returned Items Deposit or Loan checks $15.00
Copy of Statement Interim or Quarterly $5.00 each
Copy of cancelled check Ferko or PNC $5.00 each
Replacement ATM/Credit/PIN $5.00
Dormant account fee  (after 30 months with no activity) $5.00 a month
Deposit Account Verification $5.00
Garnishment, tax levies, court orders $25.00
Account research/Reconciliation $15.00 hr;  $10.00 Minimum
Bad Address Returned Statement $0.00
Account Closure
Voluntary w/in first six months $0.00
 Involuntary closed by CU $0.00
Club account closed early $0.00