Loan Rates

Loans Secured by Shares

  • The APR for Loans secured by shares is 3.25% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed; at a rate of 3.25% APR for 36 Months is $29.19

Signature Loans

  • The APR for Signature Loans is 10.50% Maximum Loan Term = 36 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 36 Months is $32.50

Home Improvement Loans

  • The APR for Home Improvement Loans is 10.50% Maximum Loan Term = 48 Months
  • Maximum Loan Amount = $6,000
  • The monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 48 Months is $25.60

APR = Annual Percentage Rate

Auto Loans

Amount Down Maximum Term 2017 New Auto APR* 2017/2016 Used Auto APR* 2015/2014 Auto APR* 2013/2012 Auto APR* 2011/2010 Auto APR* 2009/Older  Auto APR*
50% 36 Months 1.75% 3.25% 3.75% 4.25% 4.75% 6.00%
25%-49% 36 Months 2.00% 3.50% 4.00% 4.50% 5.00% 6.25%
48 Months 2.00% 3.50% 4.00% 4.50% 5.00% N/A
60 Months 2.25% 3.75% 4.25% N/A N/A N/A
72 Months 2.50% 4.00% N/A N/A N/A N/A
84 Months * 3.50% N/A N/A N/A N/A N/A
0%-24% 36 Months 2.25% 3.75% 4.25% 4.75% 5.25% 6.50%
48 Months 2.25% 3.75% 4.25% 4.75% 5.25% N/A
60 Months 2.50% 4.00% 4.50% N/A N/A N/A
72 Months 2.75% 4.25% N/A N/A N/A N/A
84 Months * 3.75% N/A N/A N/A N/A

 

84 Months * – Minimum Loan amount is $40,000 APR (Annual Percentage Rate)
All Boats and Motorcycles are 1.00% higher than the auto rates above.

  • The monthly payment on $1,000 borrowed; at a rate of 1.75% to 6.50% APR for 36 months may range from $28.53 to $30.65.
  • The monthly payment on $1,000 borrowed; at a rate of 2.00% to 5.25% APR for 48 months may range from $21.70 to $23.14.
  • The monthly payment on $1,000 borrowed; at a rate of 2.25% to 4.50% APR for 60 months may range from $17.64 to $18.64.
  • The monthly payment on $1,000 borrowed; at a rate of 2.50% to 4.25% APR for 72 months may range from $14.97 to $15.76.
  • The monthly payment on $1,000 borrowed; at a rate of 3.50% to 3.75% APR for 84 months may range from $13.44 to $13.55.