Welcome to Ferko
Maryland Federal Credit Union

MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $5.00 in your shares account for one year, then $25.00 thereafter. You may also have money deducted directly from your pay and placed into your FERKO account.


We have upgraded the home banking system. It will look a little different and you will need to complete some basic information before you can see your account. Enter your user name and press enter. Answer the security question and press enter. Enter your password. You will have a contact sheet update appear. Complete the update. Once you have completed the steps you should see your new home banking look. If you have any questions please call us at 301-662-7266.