Welcome to Ferko Maryland Federal Credit Union
MEMBERSHIP ELIGIBILITY: If you are an employee of Frederick County Public Schools or Frederick Community College, you, your spouse, and family members may join FERKO. There is no requirement that family members live in the same household. All that is required is that you maintain a balance of $25.00 in your shares account. You may also have money deducted directly from your pay and placed into your FERKO account. Once you are a member, you will always be a member until you close your account. If you terminate your employment with Frederick County Public Schools or Frederick Community College you are still a member of FERKO until you close your account.
HOLIDAY CLOSING NOTICE FRIDAY 3/29/2024!!!! SPECIAL PAYROLL NOTICE
Ferko will be closed Friday, March 31, 2024. This is a pay day for FCPS and FCC. Ferko will be posting the payroll file as soon as it is balanced. For example, we usually get the file on Wednesday afternoon, balance it and post it on Friday. Being that we will be closed on Good Friday, we will get the file, balance it and post it on Wednesday afternoon. You can check on Home banking to see when the money is in your account. We will also be open regular hours on Thursday for you to access your money.
MORTGAGES NOW AVAILABLE
Ferko now offers mortgages through the Mortgage Markets CUSO, LLC. Call 860-454-4252 or click here for more information. You can also click on the Mortgages tab on this website.
VISA BALANCE TRANSFER ENDING MARCH 31, 2024!!!!
FERKO will offer a balance transfer promotion to all FERKO VISA card holders, From January 1, 2024 through March 31, 2024. FERKO credit card holders will be able to transfer balances from other higher credit card rates to their FERKO Visa at just 5.90% for 12 months. There is a small fee of $2.00 per balance transfer. Call Tracey at 301-662-7266 for more information.
ANNUAL MEETING NOTICE!!!
FERKO MARYLAND FEDERAL CREDIT UNION’S ANNUAL MEETING WILL BE HELD ON THURSDAY, APRIL 25, 2024 AT THE FREDERICK HIGH SCHOOL CAFETERIA. THE MEETING WILL START AT 6:00PM, WITH REFRESHMENTS SERVED AT 5:00PM. THE MEETING IS OPEN TO ALL MEMBERS. IF YOU ARE NOT A MEMBER A WOULD LIKE TO JOIN, FERKO WILL HAVE STAFF AVAILABLE TO OPEN YOUR ACCOUNT. FERKO WILL MAKE THE OPENING DEPOSIT OF $25.00 IF YOU JOIN THE CREDIT UNION AT THE ANNUAL MEETING.
HOLIDAY CLOSING NOTICE!!!!!
FERKO will be closed Friday, March 29, 2024 for Good Friday. see the special note above about payroll posting
FERKO will be closed Monday, May 27, 2024 for a Memorial Day.
