Sunday, September 5th, 2010.
Ferko Maryland Federal Credit Union
7630 Hayward Rd
Frederick, MD 21702
Tel: (301) 662-7266
Alt:
Fax: 301-662-4525
DIRECT DEPOSIT & SHARE DRAFT (CHECKING) ACCOUNTS ARE NOW AVAILABLE!
For more info, click the Services tab above or call us today!
LOANS SECURED BY SHARES
The
APR for Loans secured by shares is 4.25%
Maximum Loan Term = 36 Months
APR = Annual Percentage Rate
The
monthly payment on $1,000 borrowed; at a rate of 4.25% APR for 36 Months is $29.63
SIGNATURE LOANS
The
APR for Signature Loans is 10.50%
Maximum Loan Term = 36 Months
Maximum Loan Amount = $6,000
The
monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 36 Months is $32.50
APR = Annual Percentage Rate
HOME IMPROVEMENT LOANS
The
APR for Home Improvement Loans is 10.50%
Maximum Loan Term = 48 Months
Maximum Loan Amount = $6,000
The
monthly payment on $1,000 borrowed, at a rate of 10.50% APR for 48 Months is $25.60
APR = Annual Percentage Rate
AUTO LOANS
|
Amount Down
|
Maximum Term
|
New APR*
|
Used 1 Yr Old APR*
|
Used 2-3 Yrs Old APR*
|
Used 4-5 Yrs Old APR*
|
Used 6-7 Yrs Old
APR*
|
Used 8+ Yrs Old APR*
|
|
50%
|
36 Months
|
3.75%
|
4.25%
|
4.75%
|
5.25%
|
5.75%
|
7.00%
|
|
25%-49%
|
36 Months
|
4.00%
|
4.50%
|
5.00%
|
5.50%
|
6.00%
|
7.25%
|
|
48 Months
|
4.00%
|
4.50%
|
5.00%
|
5.50%
|
6.00%
|
N/A
|
|
60 Months
|
4.25%
|
4.75%
|
5.25%
|
N/A
|
N/A
|
N/A
|
|
72 Months
|
4.50%
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
|
0%-24%
|
36 Months
|
4.25%
|
4.75%
|
5.25%
|
5.75%
|
6.25%
|
7.50%
|
|
48 Months
|
4.25%
|
4.75%
|
5.25%
|
5.75%
|
6.25%
|
N/A
|
|
60 Months
|
4.50%
|
5.00%
|
5.50%
|
N/A
|
N/A
|
N/A
|
|
72 Months
|
4.75%
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
All Boats and Motorcycles are 1.00% higher than the
auto rates above.
*APR = Annual Percentage Rate
The monthly payment on $1,000
borrowed; at a rate of 3.75% to 7.50% APR for 36 months may range from $29.41 to $31.11.
The monthly payment on $1,000
borrowed; at a rate of 4.00% to 6.25% APR for 48 months may range from $22.58 to $23.60.
The monthly payment on $1,000
borrowed; at a rate of 4.25% to 5.50% APR for 60 months may range from $18.53 to $19.10.
The monthly payment on $1,000
borrowed; at a rate of 4.50% to 4.75% APR for 72 months may range from $15.87 to $15.99.